Workshops:
Room I
10am – 11am Buying a Foreclosure or Fixer Upper
This panel session gives you tips and guidance in buying a foreclosure, a property that needs to be rehabbed, or a fixer upper. If you are buying a fixer upper, it will help you in purchasing and renovating a home. The session covers financing, special programs, and working with a contractor. If you are buying a foreclosure, it will be a helpful session about many aspects of the foreclosure process. It includes tips to help you buy foreclosures and cautions about problems you might encounter while doing so.
11am – 12:30pm ABC’s of Buying a Home (Spanish):
This panel session answers general questions about the home-buying process; it covers topics ranging from how to get started in the home-buying process to what happens at the closing.
12:30pm – 1:30pm Foreclosure Prevention (Spanish)
If you are a homeowner or potential homebuyer, you need to know how to avoid foreclosure and other dangerous financial situations. This workshop helps you with tips on what not to do, and if you end up in a dangerous financial situation, it will help you understand your options and the resources available to you.
- Steps to take to avoid foreclosure
- Work-out options, including short payoffs and mortgage modifications
- The loss mitigation process
- The foreclosure timeline
- How to avoid scams and predatory lending
1:30pm – 2:30pm The Road to Financial Security, Wealth, and Money Management (Spanish)
You work hard for your money, and we want you to keep it and build your wealth. This workshop helps you learn valuable tips on how to manage your money, increase your wealth, and much more.
2:30pm – 3:30pm Let’s Talk Credit (Spanish)
Prospective homebuyers who want to learn more about the critical role of good credit in the home-buying process should attend this panel session. The session covers topics such as how to determine how much home you can afford, what criteria lenders use to determine if you qualify for a loan, understanding your credit score and the role it plays in the credit application process, and many other credit-related issues.
3:30pm – 4:30pm Life as a Homeowner
This panel session helps first-time homebuyers manage the responsibilities of homeownership. The session covers budgeting, home maintenance, and preventing foreclosure.
Room II
10am – 11am Buyer Beware – Predatory Lending
When buying a home or dealing with any big purchase, you need to be aware of unethical practices. This workshop helps you identify predatory lending tactics and gives you resources that can help if you end up in a misguided situation.
11am – 12:30pm ABC’s of Buying a Home
This panel session answers general questions about the home-buying process; it covers topics ranging from how to get started in the home-buying process to what happens at the closing.
12:30pm – 1:30pm Foreclosure Prevention
If you are a homeowner or potential homebuyer, you need to know how to avoid dangerous financial situations. This workshop gives you tips on what not to do, and it will help you understand your options and the resources available to you if you do end up in a bad financial situation.
- Steps to take to avoid foreclosure
- Work-out options, including short payoffs and mortgage modifications
- The loss mitigation process
- The foreclosure timeline
- How to avoid scams and predatory lending
1:30pm – 2:30pm The Road to Financial Security, Wealth, and Money Management
You work hard for your money, and we want you to keep it and build your wealth. This workshop gives you valuable tips on how to manage your money, increase your wealth, and much more.
2:30pm – 3:30pm Let’s Talk Credit
Prospective homebuyers who want to learn more about the critical role of good credit in the home-buying process should attend this panel session. The session covers topics such as how to determine how much home you can afford, what criteria lenders use to determine if you qualify for a loan, understanding your credit score and the role it plays in the credit application process, and many other credit-related issues.
3:30pm – 4:30pm Q & A Panel
The day has been filled with information; now is your chance to ask questions you did not get to ask in earlier workshops. Come prepared to participate, listen, and learn.